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List: Posted: 12/10/10
Financing a trip to the psychologist can be tough. Psychology pays very well, of course, and that is because the practitioners usually charge high hourly rates. However, do not despair. Counseling can be available to everyone so long as you're willing to get a little creative with the financing.
Some psychology practitioners allow financing based on a sliding scale. This takes your income into account and you get charged according to how much you can pay. This is a great resource for those who are suffering a psychological setback from the loss of a job or tough financial times. It’s also a good way for younger people to stay mentally healthy. Look for a professional that provides psychology services on a sliding scale
Other practitioners of psychology may be willing to work with insurance companies. If you have health insurance, see if it covers psychology so that you can avoid financing. If so, you may be able to finance your visits with only a small co-pay being required. Financing your visits in this way is usually the most cost-effective way to go about it.
Financing for psychology should take into account your means. Don’t go to a high-priced analyst if you can’t really afford it - if you are depressed because of financial problems you'll only be making yourself worse. There are great psychologists that require less financing and that offer excellent services to all of their patients, money notwithstanding, and who should be willing to work with you.
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